:root{
  --blue:#0d6fb8;
  --blue-dark:#16557e;
  --accent:#63b8e8;
  --ink:#16354c;
  --muted:#607787;
  --line:#d7e4ec;
  --paper:#f2f7fa;
}
*{box-sizing:border-box}
html{font-family:Arial,"Helvetica Neue",sans-serif;background:var(--paper);color:var(--ink)}
body{margin:0;min-height:100vh;display:flex;flex-direction:column;background:linear-gradient(180deg,#fff 0 112px,var(--paper) 112px)}
a{color:inherit;text-decoration:none}
.utility{height:34px;padding:0 clamp(22px,6vw,90px);display:flex;align-items:center;justify-content:space-between;background:var(--blue-dark);color:#fff;font-size:12px;font-weight:700}
header{height:82px;padding:10px clamp(22px,6vw,90px);display:flex;align-items:center;justify-content:space-between;background:#fff;border-bottom:1px solid #edf2f5}
header img{display:block;width:154px;height:auto}
.header-actions{display:flex;align-items:center;gap:10px}
.small-link{border:1px solid var(--line);border-radius:8px;padding:11px 15px;font-size:11px;font-weight:800}
.admin-entry{border:1px solid var(--blue);border-radius:8px;padding:11px 15px;color:var(--blue);font-size:11px;font-weight:900}
main{flex:1;display:grid;place-items:center;padding:clamp(36px,7vw,92px) 24px;position:relative;overflow:hidden}
main:before,main:after{content:"";position:absolute;border-radius:50%;pointer-events:none}
main:before{width:360px;height:360px;background:rgba(13,111,184,.07);left:-190px;bottom:-190px}
main:after{width:470px;height:470px;border:1px solid rgba(13,111,184,.09);right:-220px;top:-210px;box-shadow:0 0 0 75px rgba(13,111,184,.025)}
.intro{width:min(1120px,100%);display:grid;grid-template-columns:minmax(0,1.2fr) minmax(340px,.8fr);gap:clamp(38px,6vw,82px);align-items:center;position:relative;z-index:1}
.eyebrow{display:flex;align-items:center;gap:10px;margin:0 0 20px;color:var(--blue);font-size:12px;font-weight:900;text-transform:uppercase;letter-spacing:1.2px}
.eyebrow span{width:32px;height:3px;background:var(--accent)}
h1{margin:0;max-width:700px;font-size:clamp(44px,6vw,78px);line-height:1.02;letter-spacing:-2.6px}
h1 em{display:block;color:var(--blue);font-style:normal}
.lead{max-width:650px;margin:26px 0 22px;color:var(--muted);font-size:17px;line-height:1.7}
.benefits{display:flex;flex-wrap:wrap;gap:10px 20px;margin-bottom:30px;color:#35566d;font-size:12px;font-weight:800}
.benefits span::first-letter{color:var(--blue)}
.primary{display:inline-flex;align-items:center;justify-content:center;gap:18px;background:var(--blue);border-radius:9px;padding:17px 22px;color:#fff;font-size:14px;font-weight:900;box-shadow:0 10px 24px rgba(13,111,184,.2);transition:transform .18s ease,background .18s ease,box-shadow .18s ease}
.primary:hover{transform:translateY(-2px);background:#095f9f;box-shadow:0 14px 30px rgba(13,111,184,.28)}
.primary:focus-visible,.small-link:focus-visible,.admin-entry:focus-visible{outline:3px solid rgba(13,111,184,.28);outline-offset:3px}
.primary b{color:#d8f0ff;font-size:19px}
.privacy-note{max-width:520px;margin:14px 0 0;color:#718492;font-size:10px;line-height:1.55}
.process{background:#fff;border:1px solid var(--line);border-radius:16px;padding:clamp(28px,4vw,46px);box-shadow:0 26px 65px rgba(31,65,91,.12);position:relative;overflow:hidden}
.process:before{content:"";position:absolute;inset:0 auto 0 0;width:5px;background:linear-gradient(var(--blue),var(--accent))}
.card-label{margin:0;color:var(--blue);font-size:10px;font-weight:900;text-transform:uppercase;letter-spacing:1.3px}
.process h2{margin:8px 0 26px;font-size:27px;line-height:1.16}
ol{list-style:none;margin:0;padding:0;display:grid;gap:24px}
li{display:grid;grid-template-columns:48px 1fr;gap:15px;align-items:start}
li>b{width:44px;height:44px;display:grid;place-items:center;border-radius:50%;background:#e9f4fb;color:var(--blue);font-size:11px}
li div{display:flex;flex-direction:column;gap:5px}
li strong{font-size:14px}
li span{color:var(--muted);font-size:11px;line-height:1.5}
.contact{margin-top:30px;padding-top:20px;border-top:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;gap:15px;font-size:10px;color:var(--muted)}
.contact a{color:var(--blue);font-size:13px;font-weight:900}
footer{min-height:66px;padding:18px clamp(22px,6vw,90px);display:flex;align-items:center;justify-content:space-between;gap:22px;background:#173f5d;color:#d8e7f0;font-size:10px}
footer nav{display:flex;gap:22px}
footer a:hover{text-decoration:underline}
@media(max-width:850px){
  .intro{grid-template-columns:1fr}
  .intro-copy{text-align:center}
  .eyebrow,.benefits{justify-content:center}
  h1,.lead,.privacy-note{margin-left:auto;margin-right:auto}
  .process{max-width:570px;width:100%;margin:auto;text-align:left}
}
@media(max-width:560px){
  .utility span,.small-link{display:none}
  .header-actions{gap:0}
  .utility{justify-content:center}
  header{justify-content:center}
  main{padding:46px 18px}
  h1{font-size:43px;letter-spacing:-1.6px}
  .lead{font-size:15px}
  .benefits{display:grid}
  .primary{width:100%}
  footer{flex-direction:column;text-align:center}
  footer nav{gap:15px}
  .contact{align-items:flex-start;flex-direction:column}
}